Escrow for South African sales

Get paid by someone you’ve never met.

Send them a link. Their money goes into escrow held by TradeSafe, you hand the thing over, and a four-digit PIN releases it. No cash, and no proof-of-payment screenshot to take anyone’s word for.

A car, a deposit, a week’s work, or your tenth order this week.

Nothing is charged until a buyer pays, and no one is asked for a card to look around.

  • ItemsA car, a phone, furniture, tools
  • DepositsRent, a booking, a holding fee
  • WorkA job, a repair, a week’s work
  • BusinessA link, or a gateway in your own site
Handover methodEscrow, PIN released
Escrow held byTradeSafe
Operated byHandover (Pty) Ltd · Gauteng, South Africa
Selling as a business?

The same escrow, pointed at your customers.

Same escrow, same PIN — but it’s your customer on the other side. Take it with a link today, or we’ll build a payment gateway into your own website.

See Handover for business
  • Available nowEscrow checkoutTake the money. Send the goods yourself.
  • Available nowA payment linkNothing to install, nothing to integrate.
  • On requestA payment gateway, by APICard payments inside your own website.
The Handover loop

Money moves only when the buyer says so.

Four steps, from “Buy” to cash in the seller’s account. Whether you meet or never do, the money is in escrow first — so neither of you is trusting the other.

STEP 1
Agree and send a link
Either side can start it. The buyer opens the link and pays into escrow before anyone travels.
STEP 2
The money is held
TradeSafe holds it. The seller can’t reach it, Handover can’t spend it, and the buyer can’t quietly pull it back.
STEP 3
You check it
Meeting? Somewhere public, in daylight. Not meeting at all — a deposit, a booking, a day’s work? Nothing changes. No cash in a bag, and no proof-of-payment screenshot to squint at.
STEP 4
PIN release
Happy with it? Give the seller your four-digit PIN. That, and only that, releases the money.
Ways to use it

Four ways in. Same escrow behind all of them.

Whether you are selling, buying, selling the same thing for the tenth time, or taking payments as a business, the money works identically: committed before anything moves, released only when the person paying says so.

Available now
Sell something

One buyer, one sale.

  • Set the sale up and send the buyer a link — they need no account.
  • Their money goes to TradeSafe, not to you, so they can see it is safe.
  • They give you a four-digit PIN once they have it, and that releases the money.
Start a sale
Available now
Ask a seller to use it

You don’t need them to be on Handover.

  • Set it up yourself as the buyer and send the seller the link.
  • Your money sits in escrow until you have the item — the seller can see it is there, which is usually what makes a nervous one agree.
  • You need nothing from them but a way to send a link.
Set one up as a buyer
Available now
Sell the same thing again

One link, any number of customers.

  • Make a reusable link and paste it in a bio, a WhatsApp reply, an invoice or a product page.
  • Every customer who opens it gets their own escrow and their own PIN.
  • Nothing to install and nothing to integrate.
Make a link
Available now
Handover for business

Card payments, with or without your own website.

  • No company registration, no FICA documents, no approval to wait for.
  • Your customer is protected by the same escrow, which is why a first-time buyer trusts you.
  • A payment link works today, or we build a payment gateway into your own checkout — WooCommerce first. Your rate is agreed with you.
See it for business
Ways to hand it over

Same escrow. Three ways to hand it over.

The money works identically in all of them: committed before anything moves, released only when the buyer says so. What changes is who carries the item — and whether the two of you ever meet.

Available now
Direct

You check it, you release the money.

  • The buyer pays first, so the money is already with TradeSafe before anything changes hands.
  • No cash changes hands and no proof-of-payment screenshot has to be believed.
  • Works for anything two people agree a price on: a car, a couch, a deposit, a day’s work.

No delivery cost — nothing is shipped.

Coming soon
Delivered by The Courier Guy

Neither of you meets a stranger.

  • The Courier Guy collects from the seller’s door and delivers to the buyer’s.
  • The buyer gives their PIN at the door, and that releases the money.
  • Declared-value cover is included, and priced straight through.

The buyer pays the fare at cost. Handover adds nothing to it.

Coming soon
Locker pickup

Drop it in a locker, collect it when it suits you.

  • Neither side waits at home for a driver.
  • Open at hours a courier isn’t, which suits a seller who works.
  • Same escrow and same PIN as every other method.

Cheaper than a door-to-door fare, paid by the buyer.

What the Handover loop looks like

A seller photographing a laptop with their phone before listing it for sale.
The seller photographs the item before the sale can be created.
Close-up of someone entering a code on their phone beside an opened item.
You check it, and the money is already in escrow.
Illustrative

The problem this is built to remove.

These aren’t reviews — the people are illustrative. The situations aren’t: they’re what buyers and sellers keep describing when we ask why a private sale feels risky.

Paying a stranger before I’ve held the thing feels like a coin flip. Money that only moves when I say so, standing in front of them, changes that math completely.

Buyer · would be buying a laptop

I’ve had people show up wanting to 'test' something and then argue about the price. Knowing the money is already in escrow before they arrive is the version of this I’d trust.

Seller · would be selling an espresso machine

Every meetup ends with someone showing you a screenshot of a payment that hasn’t landed. A PIN I type once I’m happy is the opposite of that.

Buyer · would be buying sneakers
Safeguards

Why it can’t be gamed.

Each of these is a mechanism rather than a promise — something neither side of the sale can talk its way around after the fact.

01

PIN release

Only the buyer holds the code, and only that code releases the funds. Nobody else can trigger payment — not Handover, and not a seller trying to free their own money early.

02

Money first, meeting second

The buyer pays before anyone travels, so the seller knows the money exists and the buyer knows the seller can’t take it. Neither of you is relying on the other to behave.

03

Photo evidence

The seller photographs the item before the sale can be created, and those photos are stored where nobody can quietly replace them. If the item is disputed later, there is a dated record of what was promised.

The unit economics

Everyone paid, and nothing hidden.

Sellers keep 100% of their listed price. The buyer pays a protection fee on top — or the seller can choose to cover it, so the buyer pays exactly the agreed price. Every line is shown before anyone pays.

Seller receives (full price)93.24%R2,450.00
Handover earns5.59%R147.00
Escrow processing (charged by TradeSafe)1.17%R30.80
Buyer paysR2,627.80

A R2,450 item, with no delivery, at a 6% Handover fee plus the escrow provider’s own processing. No courier means no fare and nothing to insure. The seller can choose to cover the protection fee instead, which makes the buyer’s total the asking price plus processing alone.

Questions

What happens when something goes wrong.

The questions worth asking before you trust anyone with your money.

Handover is the trading name of a registered South African company based in Gauteng, South Africa. Before you send anyone money you can reach a real person here on 072 299 6492 or at gethandover@gmail.com, and we will answer questions about how a sale works.

Still unsure? Send us a message, email gethandover@gmail.com or call 072 299 6492. However it arrives, a person reads it and answers.

Trust the process, not the stranger.

Escrow is live and money has already been through the full loop — paid in, held, released on a PIN. Start from whichever side you’re on. It costs nothing until a buyer pays.

I’m selling somethingI’m buying something

Sellers sign in with an email link. Buyers don’t sign in at all.